Experience the ultimate in beachside living with this charming ranch, perfectly situated on a private road leading straight to your secluded beach on Shinnecock Bay. This inviting home features 3 bedrooms and 2 full bathrooms, including a spacious primary suite with a private bath, and an additional room ideal for guests or a home office. The living room offers a cozy fireplace and vaulted ceiling , creating a warm, welcoming atmosphere. The modern eat-in-kitchen shines with granite countertops and stainless-steel appliances, all recently updated for your convenience. Recent upgrades include a new hot water heater, central air conditioning and a heating system, all completed in the last 4 years. Elegant wood floors throught out add to the home's charm. Enjoy the serene outdoors on the brick patio with an outdoor shower and envision the potential for adding a pool. The home's private street location provides breathtaking views of Shinnecock Bay and the Ponquogue Bridge, with the ocean jus a short car or bike ride away. Whether you're seeking a summer retreat or peaceful winter getaway, this Hampton Bays gem offers the perfect escape. Don't miss out-schedule your viewing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,039,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $831,200 | $831,200 | $831,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $670 | $670 | $670 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,719 | $5,186 | $6,958 |
Total Monthly Payment | $5,514 | $5,981 | $7,753 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.