Under contract-accepting backup offers. Presenting this move-in ready South Lakeland 4 bedroom, 2 bathroom home… tucked away in established neighborhood- Morgan Creek Preserve with a one-of-a-kind luxury backyard. As soon as you walk up the paver drive/walkway and into the inviting entryway, you’ll notice the vaulted ceilings and spacious open floor plan with 1, 835 square feet of living space and many quality details like quartz countertops, wide tile plank flooring and updated lighting. The primary bedroom features an ensuite bath with dual vanities, soaking tub, separate shower and walk in closet. The home sets up as a triple split, with the fourth bedroom located next to the foyer, which would make it a great office if desired. The sun-soaked dining room is currently staged as an additional sitting room, but can fit a table for 8! The bar seating in the kitchen or in the breakfast nook also make great spaces for entertaining. Speaking of entertaining… the high end, custom backyard oasis installed by Dreamscapes Outdoor Living & Design makes this home really stand out! A 500 square feet marble travertine patio provides the perfect foundation for the covered lanai, 20’x18’ cedar pergola (with polycarbonate cover to allow sunshine in and to keep rain out), seating areas with acacia wood outdoor furniture, custom concrete frame outdoor kitchen with exotic granite countertop, many upgraded stainless steel appliances, bar seating for 4, privacy landscaping, low voltage lighting, outdoor televisions, gutters, light fixtures and even a mosquito misting system. The other standout areas are the professional grade turf putting green, decorative rock patio with fire pit area, cold plunge platform with dedicated electrical outlet and the stunning Aquascapes Ecosystem Koi/Goldfish natural rock water feature and waterfall. From this amazing outdoor living space, you’ll have views of nature behind the home and at least once a year a great line of sight for all the Sun & Fun Flyovers. Back inside, other highlights are the all wood cabinets, ample closet space (including pantry), refreshed paint (2021), new plumbing fixtures (2021), upgraded appliances, 5 inch baseboards, tall ceilings and plentiful windows for natural light. Because the home was built in 2017, all major systems are newer too- like roof, HVAC and water heater. The Morgan Creek community is gated with charming amenities (pool, clubhouse, playground, sports courts and walking trails) and a convenient location! This home has so many thoughtful touches throughout and there is a lot of value added with all appliances (including those in the outdoor kitchen and washer & dryer), plus outdoor furniture conveying with the sale. This area of Lakeland is quickly growing and has easy access to restaurants, shopping, medical facilities, tourist attractions, Interstate 4 and all that Central Florida provides. Call today to schedule your tour of this special home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,999 | $319,999 | $319,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $318 | $318 | $318 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,944 | $2,529 |
Total Monthly Payment | $2,389 | $2,337 | $2,922 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.