Move-In Ready Cottage with 3 bedrooms and 1. 5 Baths waiting for a new family to enjoy. First Floor has an Eat In Kitchen with a pantry and SS appliances and 1/2 Bath. Good sized Living Room, Dining Room complete the first level with beautiful Hardwood flooring throughout. The upstairs offers 3 Large Bedrooms, all with Ceiling fans to cool off hot summer nights and additional closets in the hallway for added storage. Hardwood floors continue upstairs and a Full Bathroom with tiled tub/shower surround complete the second level. Laundry located in the basement with newer Washer and Dryer and second refrigerator to remain with sale and a Navien Heating System with tankless Hot Water installed 2022. This home sits back from the street with a Fully Fenced in yard offering additional privacy and Driveway for 2 cars. This location is very convenient to South End Beaches, parks, shopping and Easy Highway access. Buyer/Buyer's agent to verify all info deemed reliable
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | 11.3 x 11.7 | Second | |
Bedroom 3 | 11.3 x 9.3 | Second | |
Dining Room | 11.1 x 11.1 | First | |
Kitchen | Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Dining Area, Pantry, Countertops - Upgraded, Recessed Lighting | 9.3 x 14.4 | First |
Living Room | 15.7 x 11.7 | First | |
Master Bedroom | 11.1 x 11.7 | Second |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $290 | $290 | $290 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,022 | $1,997 | $2,563 |
Total Monthly Payment | $2,387 | $2,362 | $2,928 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.