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74 Cove Road, #8, Haddam, CT, 06424 | $317,500
Spectacular nature lovers paradise. Fully renovated Riverfront Seasonal Cottage! Bring your boat, pontoon, kayaks and water toys for easy Salmon River access directly from your cottage door. Spend the day swimming right out your door. Easy access to boating on the beautiful CT River or journey out to the Long Island Sound for the day. This meticulously renovated tastefully updated cottage has a solid structure, newer roof, windows , slider , mechanicals, Mini split systems for AC and Heat. Fully insulated , updated electrical, all new quality finishes inside and out have been completed in the recent past. Newest updates include a remodeled bathroom, newly painted deck and railings, all interior trim and doors painted. Existing cement bulkhead is in place for this cottage to easily install a floating dock. Low tide is at 6ft which allows for no issues for docking your boat and enjoying the whole summer. LOW TAXES AND HOA! Peaceful private 49 acres to hike fish or simply relax and unplug from the busy world. There are 22 Seasonal cottages present on this private 49 acre 'Sherwood Camp" each cottage owner has a 1/22 share of this property. Surrounded by State Parks and private preserves abundant with wildlife , trails and limitless water recreation. Water usage for the cottage is pulled from the river with new filtration UV purification system. Newer septic holding tank in place. Sherwood Camp Association is a Co-Op with 22 Property owner Restriction on renting, air B&B is not allowed for any owners in "Sherwood Camp" This is a rare opportunity to grab your own "slice of heaven" your private escape, simply pack a bag and enjoy!all the work has been done! Sherwood Camp Association is a Co-Op with 22 Property owners , they each own 1/22nd share of the entire property.
Features
- Rooms: 2
- Bedrooms: 1
- Baths: 1 full
- Style: Ranch
- Year Built: 1935
- Heating: Heat Pump,Zoned
- Cooling: Split System
- Basement: Partial,Partial With Walk-Out
- Above Grade Approx. Sq. Feet: 688
- Est. Taxes: $811
- HOA Fee: $650 Annually
- Lot Desc: In Subdivision,Lightly Wooded,Sloping Lot,Water View
- Water Front: Yes
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- Appliances: Oven/Range,Refrigerator,Dishwasher
- MLS#: 24041605
- Days on Market: 24 days
- Website: https://www.raveis.com
/prop/24041605/74coveroad_haddam_ct?source=qrflyer
Listing courtesy of Re/Max Right Choice
Room Information
| Type | Level |
|---|---|
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
74 Cove Road, #8, Haddam, CT, 06424
$317,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $254,000 | $254,000 | $254,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
| Monthly Tax Payment | $68 | $68 | $68 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,605 | $1,543 | $2,009 |
| Total Monthly Payment | $1,748 | $1,686 | $2,152 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524