This unique townhome, located near downtown DeLand and Stetson University, features a primary bedroom on the ground floor and a 165-square-foot loft bedroom with a spacious walk-in closet, accessible via a distinctive spiral staircase. The home was remodeled in 2022, including a new roof, skylights, fresh paint, updated ceiling fans and lighting, and new carpet in the loft. New hot water heater 2024. The HVAC system was installed in 2018. The two bathrooms, which share a tub, each have a separate toilet and sink, as well as shared access to the washer and dryer. The living and dining room, along with the kitchen, boast a large vaulted ceiling. The HOA fee is just $134 per month. The property offers convenient access to local beaches, Orlando, and major attractions like Disney and Universal Studios. 2 bedrooms 2 bathrooms, 887 sqft. Call to schedule your tour of 101 N Hill Ave APT 4, Deland, FL 32724
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,920 | $135,920 | $135,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $208 | $208 | $208 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $904 | $903 | $1,146 |
Total Monthly Payment | $1,187 | $1,186 | $1,429 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.