Welcome home to this absolutely stunning, fully renovated, rare-find, 1 bed 1 bath unit nestled on the most desirable inner circle of the Great Neck Terrace community! This home is bathed in natural light and features gleaming hardwood floors and crown molding throughout, recessed lighting, custom closets, an updated bathroom, king sized bedroom, a private garage located directly behind the building, an Olympic sized swimming pool, a view of Little Neck Bay and the Throgs Neck Bridge, and is pet friendly! Just steps away from the Little Neck LIRR station offering Zone 3 (cheaper fare) pricing, this unit is a paradise for commuters or anyone who enjoys frequent trips to NYC (less than a 30 minute train ride!) or downtown Flushing. In addition to the LIRR, this home is less than a 5 minute walk to multiple bus options including N20G, Q12, QM3, and Q36 and is conveniently located a stone's throw away from H-Mart, J-Mart, Planet Fitness & Equinox gyms, countless local restaurants, and the Great Neck Lakeville Branch Library. The Great Neck Terrace community offers an on-site super, maintenance and management team, laundry facilities and bike storage within the building, an Olympic sized swimming pool with lounge areas, kiddie pool, dog run, security patrol, and a community room available to be reserved for special occasions with a fully equipped kitchen. This home is also part of the Great Neck Parks District offering access to various youth & adult programs including sports lessons, the Parkwood Sports Complex & Parkwood pool, Steppingstone Park & Marina, Memorial Park, tennis courts, and so much more. This home is zoned for the Great Neck North OR South schools, giving parents the option to choose based on their child's specific needs with school bus pick up and drop off located conveniently across the street from your front door. Maintenance fees include real estate taxes, heating, hot water, landscaping, GNT pool passes, trash & snow removal, and so much more. Come make this incredible home yours!, Additional information: Appearance: MINT, Interior Features: Efficiency Kitchen, Lr/Dr, Location Features: Protected Wetland
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Our Executive Mortgage Banker:
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$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,774 | $1,728 | $2,212 |
Total Monthly Payment | $1,849 | $1,803 | $2,287 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.