Welcome to your new home in the heart of Shell Cove! This spacious 4-bedroom, 2-bathroom home at 654 Ocean Spray Dr offers a perfect blend of comfort and modern living. The open floor plan provides a seamless flow from the living area to the kitchen, which is equipped with sleek countertops, stainless steel appliances, and ample storage space. The master suite offers a private retreat with a large walk-in closet and an ensuite bathroom, featuring dual vanities and a walk-in shower. Three additional bedrooms provide plenty of space for guests or a home office.
Located in the desirable Shell Cove community, this home enjoys access to fantastic amenities, including a resort-style pool, playground, and clubhouse. Shell Cove is a neighborhood known for its peaceful surroundings, yet it's just minutes away from shopping, dining, and the beautiful Gulf Coast beaches. With easy access to I-75, you’re a short drive from the vibrant city life of Tampa, making this the perfect location for both relaxation and convenience.
Don’t miss out on the opportunity to own this beautiful home in Shell Cove. Schedule your private tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $620 | $620 | $620 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $1,967 | $2,484 |
Total Monthly Payment | $2,712 | $2,662 | $3,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.