131 Rio Del Mar St, #A, Saint Augustine, FL, 32080 | $359,000

Welcome to your dream coastal retreat! Nestled within a quaint 10-unit complex, this stunning condo offers an unparalleled opportunity to experience the coastal lifestyle you've always envisioned. With mesmerizing intracoastal and marsh views, convenient access to a community dock, boat storage, a sparkling community pool, and a location just moments from the beach, this property embodies the essence of coastal living at its finest. Some of the features of this quaint condo include : Breathtaking Views: Wake up to the soothing sights of the intracoastal waterway and the tranquil marshlands. Enjoy stunning sunsets that paint the sky with vibrant hues, creating a daily masterpiece right outside your window. Community Dock: For boating enthusiasts, the community dock is a gateway to endless adventures on the water. Whether it's a leisurely cruise, fishing expedition, perfect for smaller boats or jet skis , kayaking , paddleboarding. Just across A1A from the beautiful St. Augustine Beaches , local restaurants , historic downtown . Boat ramps are close by also. Owners are permitted to store boats and each unit includes a car port with overhead storage area .

Features

  • Parking: 1 Car Carport
  • Levels: 2
  • Amenities: Community Dock,Community Pool Unheated
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: Rio Del Mar Condo
  • Year Built: 1983
  • Common Charge: $600
  • Approx Sq. Feet: 1,152
  • Est. Taxes: $2,473
  • Water Front: Yes
  • Boat Access: Yes
  • Elem. School: W. D. Hartley Elementary
  • Middle School: Gamble Rogers Middle
  • High School: Pedro Menendez High School
  • MLS#: 243942
  • Days on Market: 139 days
  • Website: https://www.raveis.com
    /prop/243942/131riodelmarst_saintaugustine_fl?source=qrflyer
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Listing courtesy of WATSON REALTY CORP (A1A)

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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131 Rio Del Mar St, #A, Saint Augustine, FL, 32080

$359,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,200 $287,200 $287,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.295% 6.538%
Monthly Tax Payment $206 $206 $206
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,911 $1,935 $2,463
Total Monthly Payment $2,192 $2,216 $2,744

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.