Welcome to the epitome of elegance and comfort, nestled in the serene 18+ Bayou Club subdivision. This stunning home, spanning 1700 sqft, features 2 bedrooms, 2 bathrooms, and two flex spaces, offering ample room for relaxation and creativity. Enjoy the breathtaking sunrise of Murphy Creek from your front porch, thanks to the property's enviable waterfront location.
The chef's dream kitchen, complete with granite counters, a farmhouse double sink, and updated cabinets with roll-out trays, is sure to inspire your culinary adventures. While still able to entertain guest in the spacious kitchen/dining area.
This home's recent updates include a 2023 AC, a 2022 roof with skylights, fresh exterior paint in 2024, and Pella double-pane windows with built-in shades. A Culligan whole-house water filtration system ensures your water is as pure as can be. One of the flex spaces offers an electric fireplace, surrounded by quartzite and complemented by built-in shelving. This unique feature provides a warm, inviting atmosphere and an ideal spot for relaxation or entertainment. No need to worry about storage with custom closets in both bedrooms and laundry room. Experience the luxury of the newly updated master bathroom, boasting a travertine tile walk-in shower and a heated towel rack. The quartz double sink with custom cabinets are showcased with updated mirrors and light fixtures.
The modest HOA fee covers the community pool, clubhouse, and boat ramp upkeep. Located on Murphys Creek that leads to the St. Johns River, which is known as Bass Capital of the world. Private boat ramp and for convenience there is an optional boat slip you can rent for an additional $25/month. The community also has a shared area to park boats and/or Rv's for safe keeping.
Imagine the tranquil lifestyle this home offers. Take the next step towards this dream - contact us today to schedule a viewing. Your future home awaits.
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$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,719 | $1,696 | $2,152 |
Total Monthly Payment | $1,989 | $1,966 | $2,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.