WOW! NO HURRICANE DAMAGE OF HELENE OR MILTON. . The strong building did well and this unit is still ready for move in. . Boat lifts available for rent to owners -Ease on down to an Island Estate condo favorite in Clearwater Beach area for all the right reasons. Live large in this moderately updated 2-bedroom 2 full bath condo with furnishings and ample square footage. A wonderful way to start the day as casting morning light provides a peaceful lovely day. Fun for entertaining with an expansive kitchen and built-in bar area. Large walk-in closet off the kitchen for storage. larger primary bedroom with walk-in closet. The video shows it all! This condo provides choice-living with a waterside pool and grilling area. NEW SEAWALL. (Something worth inquiring when investing in waterside condos). View boating activity on Mandalay Channel (west gulf view) while lounging or entertaining bay level pool. Boating enthusiasts have a place to call home with rentable boat slips for the owners along with fishing deck and kayaks. Finish your afternoon swim and walk over to your rented boat slip or available kayaks and head across the water for more fun.
Kayak, paddle, jet ski or sail across the bay to visit your favorite restaurants. Boat parking available at the famous Frenchy's restaurant. Other beach/bay conveniences from this condo include Hogan's, Palm Pavilion, Salty's, Sandpearl Resort Hotel. So many ways to get to the beach no need for a car! Living on Island Estates, you may simply cruise around using the trolley or bike down the block to Island Way Bar and Grill, stop in for a pedicure at one of the nail salons, or do your shopping at PUBLIX, (the beach's only main grocer) Clearwater Public Beach Recreation Center and library sits directly across water from condo. Bring your best pickle ball game! So much fun so little time!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,867 |
Total Monthly Payment | $2,589 | $2,587 | $3,194 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.