CHECK THIS ONE OUT ~ This home is DRY and had NO DAMAGE from the hurricanes! And, it’s move-in ready! The FIX money and the FUN money have been spent for you and all that's left is MOVE-IN DAY! This 2 bedroom 1 bathroom home is clean as a whistle and completely turn-key. Curb appeal abounds with fresh paint, a lush green lawn and easy maintenance landscaping. The OVERSIZED CONCRETE DRIVEWAY offers plenty of parking and brings you up to the nearly 200 SqFt SCREENED PORCH. This space makes a great outdoor living area or dining room. Additionally, the front sliders can be removed to accommodate parking a motorcycle, GOLF CART or bringing in a pool table to make this space GAME ROOM READY! The laundry room is accessible from the screened-in porch and accommodates a full-size washer and dryer set. The living room opens up to the 2024-UPDATED KITCHEN, with eat-in space. Enjoy new cabinets, granite counters and a subway tile backsplash. The front bedroom is adjacent to the full guest bath that also received a facelift in 2024, including a brand new tub and vanity with a granite counter. The REAR BEDROOM IS 20x16 with lots of natural light and private access to the backyard. The backyard is also accessible from the screened-in porch, so no need to bring guests through the bedroom! FULLY FENCED and offering ALLEY ACCESS for both additional parking of boats/RVs/other toys and future opportunities to add a garage, the backyard is bursting with potential. Enjoy a POOL-SIZED BACKYARD with a large concrete patio under roof for shade from the sun, a firepit and a beautiful shed for yard tools and beach toys. The ROOF is 2015, HVAC is 2015, all sewer lines from the main hook up to the house were replaced about 20 years ago, the main electrical panel and weather head were replaced in 2022. All of the systems have plenty of remaining life and the kitchen and bath have already been updated for you! Plus, the LOCATION is ideal with easy access to I-275 or Gandy, be in downtown St Pete within 10 minutes, and enjoy tons of restaurants, great grocery stores and Target all within minutes. Whether you're a first-time home buyer, looking for a winter getaway or building your investment portfolio, this one is worth checking out. . . schedule your showing today!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $43 | $43 | $43 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,538 | $1,537 | $1,950 |
Total Monthly Payment | $1,656 | $1,655 | $2,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.