Convenience, Location, Modern Amenities and Load of Storage!! Welcome home to 6395 Banyan Blvd. # 204 in Regency Palms, a beautiful community near the vibrant city of New Port Richey. This home stayed HIGH and DRY during the recent Hurricane. This well-appointed FURNISHED home features 3 spacious bedrooms, 2 bathrooms, a one car garage and a lower-level bonus room, making it perfect for family living and/or entertaining friends! Up the ELEVATOR located near the front door to enter this luxurious condo, where you'll be greeted by an open concept layout that seamlessly connects the living room, dining room, and kitchen. The kitchen features wood cabinetry, granite countertops, a tile backsplash, and stainless-steel appliances. You’ll love the breakfast bar providing a convenient spot for casual dining and entertaining. An in-unit laundry adds convenience, and the full-size washer and dryer convey! The primary bedroom includes a large walk-in closet and an en-suite bathroom with granite countertops, tile backsplash. Other features include a split bedroom plan, a spacious balcony to enjoy the outdoors from home and the fabulous, finished, air-conditioned 22 x 10 bonus room located on the first floor. This versatile space could be a home office, game room, man-cave – or even additional storage! Outside the bonus room is a patio area, perfect for a BBQ. The oversized one car garage is located right below the unit making ease of access a plus. Per the seller, the BONUS ROOM and GARAGE did have some water intrusion during the storm, and is fully covered by the condo association, who is already addressing the issues. Will be fully repaired in short time! An additional storage closet is also included; locate right outside the front door! This community is conveniently located a short distance distance to downtown New Port Richey and all this city has to offer, including great restaurants, shops, breweries, theaters, hotels and the popular Sims Park. Regency park residents also have the option of joining the exclusive Gulf Harbors Beach Club, providing exclusive access to a private beach on the Gulf of Mexico for only $200. 00 a year. This private, gated residents ONLY Beach Club includes a 1/4 mile of white sandy beaches, chairs, cabanas, grills, and beach bathrooms! Your choice to join! Another plus, this 2015 condominium offers reasonable HOA fees that include almost everything, including a community pool, Cable TV, building insurance, water/sewer, trash and grounds maintenance, and a comfortable and stylish living space with modern amenities & convenient access to local attractions. Most furnishings convey! Why wait? Come see this beautiful home today!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $276 | $276 | $276 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,517 | $1,515 | $1,923 |
Total Monthly Payment | $1,868 | $1,866 | $2,274 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.