Beautiful Block Corner Lot Move in ready Home was not damaged by wind or water from Helene or Milton! Perfect Location Walking Distance to local Amenities! Welcome home to a slice of paradise in this charming Move-in ready Corner Lot home Unaffected by recent storms. This updated, well-maintained 2 Bedroom + Bonus Room (possible 3rd Bedroom), 1 Bathroom, 1 Large Car Garage Block Construction house offers a big back yard with Double Gate entry on the side for Boat or RV Storage. The home blends sunny retreat with urban living in a quiet family friendly Meadowlawn neighborhood. New Roof in 2024, with the Lanai Re-screened in 2023. Other new installs include the indoor HVAC in 2020, Hot water tank in 2019, and New Thermal Windows in 2016. All appliances are newer, since 2020. Washer and dryer hook-ups are located in the clean and bright garage that provides additional shelving and storage space. This house comes with a transferable termite warranty, with a recent tenting in 2023 and clean report after reinspection in 2024. The house also offers an inground sprinkler system with its own well and a Newer Pump installed in 2022 located in the garage. From the moment you step into this appealing home you will appreciate all of the functional and aesthetic updates throughout. This flowing floor plan features elegant tile floors with granite inlay through the main living area and dining room, laminate flooring in the bedrooms and carpeting in the family room. The updated bathroom and kitchen provide a more modern feel and practicality. The kitchen includes rich granite countertops and plenty of cabinet space (Uppers are 15 inches Deep) to meet your culinary needs. The kitchen has been carefully planned to provide maximum efficiency with plenty of cupboards, pullout drawers, and a bright space to work with under-cabinet lighting. The large bespoke rolling island with butcherblock top offers tons of extra storage, and is negotiable. A sizeable kitchen peninsula between the kitchen and dining area also provides additional cupboards, seating, and counter space for meal prep and entertaining. French doors open off the dining room into a comfortable, sunny family room that could be used as an office or third bedroom. Patio doors open into a large covered screened-in lanai that boasts a full-sized, wrap-around bar and a hot tub. In this open space there is plenty of room to gather with friends and family or sit and enjoy pleasant weather and quiet evenings. The lanai provides access to a spacious, well-maintained and private backyard (secured by a six-foot wooden fence). The yard has a small patio for sunbathing and barbequing, and the young maple and myrtle trees provide hours of shade and bird watching. Additional room exists to add a pool or shed. All of the major components of this property have been updated to give you peace of mind. The interior walls and baseboard have been freshly painted in light tones, and the exterior was repainted in 2023. Flood insurance quote is only $1, 298 and Homeowners is $2, 557 based on coverage. Nearby Library, Parks, Shopping, and Restaurants are wwalking distance. You can also take advantage of nearby Downtown Saint Petersburg with its beautiful waterfront, shopping, dining, and local art and musical festivals. Gulf Beaches, Tampa International Airport, and St. Petersburg/Clearwater Airport are located only a few miles away. Commuting and travel is made easy from this location. Schedule a showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,800 | $300,800 | $300,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $67 | $67 | $67 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,001 | $1,976 | $2,537 |
Total Monthly Payment | $2,143 | $2,118 | $2,679 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.