Discover your new home in the charming community of Seminole Palms, located in the heart of Largo, Florida in the Tampa Bay area. This affordable townhome offers the perfect blend of comfort, convenience, and style. Step inside to find a well-appointed kitchen with elegant wood cabinets, a closet pantry, a breakfast bar, appliances that are circa 2018 and soaring ceilings that create a bright and airy space. A BRAND NEW 2024 RUUD A/C system with transferrable warranty has just been installed as well. The second floor boasts two spacious master suites, each with its own private bath, a walk-in closet and soaring ceilings as well. The bathroom in the primary room features a luxurious garden tub, perfect for unwinding after a long day. A convenient laundry closet on the second floor provides space for a washer and dryer (not included), adding to the home's functionality. Seminole Palms is a deed-restricted community with a low quarterly HOA fee that offers residents exclusive access to a private heated pool and beautifully maintained green spaces and includes most of your utilities. Its central location ensures you're never far from what you need, with easy access to shopping, top-rated schools, stunning beaches, and the interstates. Commuters will appreciate the close proximity to major roadways, making it easy to travel to Tampa International Airport, the Pinellas Bike and Walking Trail, and a variety of dining and shopping options. Don't miss the opportunity to make this beautiful townhome your own. Schedule a showing today and experience the best of Seminole Palms living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $272 | $272 | $272 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,331 | $1,329 | $1,687 |
Total Monthly Payment | $1,678 | $1,676 | $2,034 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.