Welcome to your dream home! This beautifully updated 2 bedroom, 2 bathroom condo offers a serene pond view from the front patio creating a peaceful retreat right at your doorstep. Updated appliances, ample counter space and solid wood cabinetry make the kitchen perfect for cooking and entertaining . The kitchen features a reverse osmosis water purification system and a beautiful brick accent wall. Both spacious bedrooms boast generous walk-in closets, providing ample storage space.
Additional amenities include in-unit laundry, designated parking, and access to community features including 2 pools, fitness center, tennis, racquetball and volleyball courts, an outdoor kitchen and dog parks! Nature lovers will be amazed by the large variety of plants and wildlife at their doorstep.
Nestled between Tampa and St. Pete, this charming condo ensures you're never far from urban excitement or coastal relaxation. Whether you're seeking a cozy evening indoors or an adventure in the vibrant city, this home offers the perfect balance of comfort and accessibility. The community design ensures that units retain a sense of privacy and space. Itopia is truly a unique association because of its location, design, natural beauty and friendly neighbors
Information about association fees and upcoming assessments: As far as the seller knows, currently the association reserves are fully funded and there are no plans for any large HOA monthly fee increases. All building roofs were replaced and paid for with a special assessment in 2023. The association is planning a renovation and beautification project to completely repair, renovate and repaint all building exterior walls and patios, replace all staircases and generally beautify the community. The seller is pleased to offer a substantial amount in seller concessions to assist with the upcoming assessment for these necessary upgrades. This generous offer provides an excellent opportunity for buyers to enjoy a beautiful, fully updated condo while alleviating some of the financial responsibilities associated with future maintenance costs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$210,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,000 | $168,000 | $168,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,160 | $1,132 | $1,429 |
Total Monthly Payment | $1,342 | $1,314 | $1,611 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.