100ft of Waterfront on the Hudson River with Beach Access Nestled on an exclusive waterfront road, 105 River Road offers a rare opportunity with 100 feet of private docking and a one of a kind beach. This one-of-a-kind property, built by the original owner, sits 30 feet above the Hudson River, providing endless possibilities for its next owner. The main house features an upper-level 2-bedroom, 2-bathroom layout, complete with a 3-season entertaining gazebo and a spacious covered terrace. The lower level, which can be locked off from the upstairs for privacy, includes a separate 1-bedroom, 1-bathroom unit with its own kitchen and private entrance-perfect for rental income or guests. Every room in the main house boasts stunning water views and is bathed in natural light. A triplex outbuilding, connected to the main house by an enclosed catwalk, offers additional potential. Currently, it includes an upper-level single-car garage, an elevator, and two lower levels that can be customized to suit your needs-whether as guest rooms or creative spaces. Outside, the property showcases a remarkable 3, 500-square-foot private concrete dock/pier with a parking lot (lower parking is exclusive to 105 River Road), a half bathroom, running water, electricity, and a power crane for supporting floating docks and small boats. Lower neighboring house does not have parking or drive way rights and a fence can be constructed for additional privacy. The floating dock extends 78 feet from the pier and is permitted for a 100-foot permanent pier. A private stone beach, accessible via a high-density steel power bridge, is perfect for fishing enthusiasts, offering access to some of the best Striped Bass fishing on the Hudson River. Conveniently located just a ten-minute drive from the Roundout waterfront with its excellent dining and shopping, 20 minutes from train and bus services for easy commutes to NYC, and two hours by car to the GW Bridge. Local Attractions: -Maynard Farms -El Paso Winery -High Banks Preserve -Lighthouse & Historical Marker -Hudson River Cruise Boat (10 minutes from the house) -George Freer Memorial Park / Beach (5-minute drive) -Sleightsburgh Park (7-minute drive) -Train Station (22 minutes / 14 miles) -Rhinecliff Amtrak Station to New York Penn Station (1 hour 51 minutes)
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $470 | $470 | $470 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,861 | $4,242 | $5,692 |
Total Monthly Payment | $4,423 | $4,804 | $6,254 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.