37539 Rio LANE, Zephyrhills, FL, 33541 | $189,000

Welcome home to Spanish Trails West, a lovely 55+ resident-owned community conveniently located in Zephyrhills. This is NOT a lot rent community and has a reasonable HOA fee of $142 per month that covers cable TV, internet, trash removal, lawn mowing, clubhouse, and community pool! This home has one of the best locations in the community. Not only is it a corner lot, but it is directly across from all the amenities. There’s no shortage of parking for this home. The driveway / carport can fit 2 vehicles plus a golf cart, plus there are dozens of parking spaces adjacent to the home! You can tell this home is large from outside, but once you head inside, you realize how spacious it is! There is over 1, 300 square feet of living space inside! As you enter the main door, you’ll enter the mud room, containing the washer and dryer. Inside is split, with the living space at the south end of the home, and the sleeping side on the north end. The living room, kitchen, and dining room are open, creating one great room. This is truly an entertainer’s dream home! Attached to this space is an additional sitting room, plus a Florida room! Wow! The guest bedroom is directly across from the guest bathroom, which has a bath tub. The master suite covers the entire rear of the home. You have a walk-in closet, plus additional storage. You could easily add a sitting area or home office to this room, and still have plenty of space. There is an ensuite bathroom with walk-in shower. Outside you’ll find a storage room / workshop. Spanish Trails West is a resident-owned cooperative, and the share is included in the price Some of the additional amenities of the community include: community clubhouse (with plenty of activities); community pool; shuffleboard court; fenced dog run; RV/trailer parking; tennis/pickleball courts.

Features

  • Amenities: Basketball Court, Cable TV, Clubhouse, Pickleball Court(s), Pool, Racquetball, Shuffleboard Court, Tennis Court(s)
  • Rooms: 11
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1994
  • Garage: Covered
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,344
  • Acreage: 0.1
  • Est. Taxes: $1,604
  • HOA Fee: $142 Monthly
  • Lot Desc: Corner Lot, In County
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: S5111170
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/S5111170/37539riolane_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/19/2024 1:38:05 PM)
Listing courtesy of THREE MOUNTAINS REALTY   Phone: 407-479-8797

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NMLS Mortgage Loan Originator ID 16953

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37539 Rio LANE, Zephyrhills, FL, 33541

$189,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $151,200 $151,200 $151,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $134 $134 $134
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $919 $919 $1,195
Total Monthly Payment $1,128 $1,128 $1,404

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.