Under contract-accepting backup offers. Welcome to the highly sought-after gated community of Waterford Estates in picturesque Punta Gorda. This nicely maintained lakefront residence, built in 2016, offers a perfect blend of modern comfort and serene lake views. With 4 spacious bedrooms, 2 well-appointed bathrooms, and over 2, 300 square feet of meticulously designed living space, this property is ready for you to move in and start enjoying the best of Florida living. The home features a welcoming screened entryway that leads you into a bright and airy foyer. To the left, discover three charming guest bedrooms, each bathed in natural light and boasting generous closet space. These rooms share a stylish bathroom with a convenient tub/shower combo. A large laundry room with additional storage is also nearby, ensuring practicality and ease. The main foyer guides you to a vast great room that effortlessly combines elegance and comfort. Enjoy stunning lake views from this central living space, which flows seamlessly into the dining room, and the chef’s kitchen. The kitchen is a culinary delight, complete with an island, abundant cabinetry, a large pantry, and a dinette area that opens to a covered and screened patio through sliding glass doors. On the opposite side of the home, the expansive primary suite offers a tranquil retreat. The suite includes a luxurious en-suite bathroom and an enormous walk-in closet. Wake up to beautiful lake views and the soothing ambiance of your private sanctuary. Additional highlights of this home include plantation shutters throughout the main living areas, adding a touch of elegance and providing control over natural light. The property also boasts a brand-new roof, ensuring peace of mind and longevity. Additional conveniences include a 2-car garage with ample storage including an attic. Upgraded carpeting added and three linen closets for extra storage space. This community offers an unparalleled lifestyle with 24-hour gated security, two sparkling pools, a state-of-the-art fitness center, billiards, a kitchen and entertainment space, pickleball courts, scenic trails, and a variety of activities. The HOA maintains the lawn and irrigation, allowing you to enjoy your home with minimal upkeep. Plus, you're just a short drive from historic downtown Punta Gorda, offering an array of shopping, dining, boating, sailing, golf, and entertainment options, with easy access to I-75 and US-41.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $286 | $286 | $286 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,530 |
Total Monthly Payment | $2,357 | $2,355 | $2,891 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.