2926 W Spruce STREET, Tampa, FL, 33607 | $675,000

Under contract-accepting backup offers. BLOCK CONSTRUCTION HOME - HIGH + DRY IN FLOOD ZONE X - MOTIVATED SELLER! - PREFERRED LENDER INCENTIVE: UP TO 1% OF LOAN AMOUNT TOWARDS CLOSING COSTS OR RATE BUY DOWN. An incredible opportunity awaits in this beautifully renovated 3-bedroom, 2. 5-bathroom home, ideally situated just one block from MacFarlane Park, a mile from Midtown, and less than 2 miles from Raymond James Stadium. Big ticket updates already done! NEW ROOF (2024), DUAL ZONED HVAC (2021 + 2023), water heater (2022), and automated irrigation system (2023). Upon entry, you'll find a sunlit flex room leading to an expansive open-plan living and dining area, complete with a fully updated kitchen boasting quartz countertops, a waterfall island, stainless steel appliances, and ample storage. Soaring ceilings allow this space to live large and the block construction ensures a quiet ambiance. The split floorplan provides maximum privacy, with an oversized primary suite featuring two walk-in closets and an en-suite bathroom complete with a glass-enclosed shower and quartz vanity. The guest wing offers two spacious bedrooms and a full bath with a shower/tub combo and quartz vanity. Outside, the newly fenced backyard boasts both a covered lanai and a spacious patio equipped with electric and plumbing connections. The 2-car garage provides additional storage and parking, or could be an exercise room/workshop as it contains a half bath. With its prime location, enjoy convenient access to Downtown, University of Tampa, Armature Works, Tampa International Airport, I-275, and more. This home is a must-see!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 70 x 95
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1998
  • Garage: 2-car Bath In Garage, Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,197
  • Acreage: 0.15
  • Lot Size: 70 x 95
  • Est. Taxes: $9,066
  • Lot Desc: City Lot, Landscaped, Sidewalk
  • View: City
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: T3551196
  • Days on Market: 70 days
  • Website: https://www.raveis.com
    /prop/T3551196/2926wsprucestreet_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/9/2024 9:17:13 PM)
Listing courtesy of COMPASS FLORIDA, LLC   Phone: 813-355-0744

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2926 W Spruce STREET, Tampa, FL, 33607

$675,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $540,000 $540,000 $540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $756 $756 $756
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,593 $3,547 $4,554
Total Monthly Payment $4,441 $4,395 $5,402

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.