96083 PINEY ISLAND Drive, Fernandina Beach, FL, 32034 | $1,185,000

*Coastal Modern Chic* Welcome to your dream retreat on Piney Island, where modern luxury meets serene privacy! This completely remodeled, level 3 alteration, custom-built home with stunning multi-level decks offers a truly unique living experience. This home is nestled on a corner 1-acre lot, surrounded by lush foliage, providing a peaceful haven hidden from the street and neighbors. Inside, the open concept space is bathed in natural light, featuring 48' x 48' porcelain tile flooring that combines design and elegance. The custom kitchen has abundant storage, an island with seating, quartz countertops, and Fisher and Paykel appliances, including gas range and double oven. A 10' x 10' pocket door opens to the primary en suite, a true sanctuary, with large windows offering picturesque views, two walk-in closets, dual vanities, and an oversized shower. Two additional bedrooms, one of which is an en-suite, have private access to decks, providing a seamless indoor-outdoor living experience. The loft area offers additional living space and dual skylights with options for a variety of uses. Outside, there are four covered parking areas and a large metal building offering ample opportunities for storage, studio space, and more. Don't miss the opportunity to own this one-of-a-kind Piney Island gem! With its blend of modern amenities, luxurious features, and serene surroundings, this home is a true masterpiece. Located in the county with no HOA; short term rentals are possible, too! Schedule a viewing today and experience the unparalleled charm and comfort for yourself!

Features

  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: In Unit
  • Year Built: 2008
  • Heating: Electric
  • Cooling: Electric
  • Approx Sq. Feet: 2,350
  • Acreage: 1
  • Est. Taxes: $5,770
  • Lot Desc: Corner Lot
  • Elem. School: Emma Love Hardee
  • Middle School: Fernandina Beach
  • High School: Fernandina Beach
  • Appliances: Double Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, Gas Range
  • MLS#: 2044768
  • Days on Market: 83 days
  • Website: https://www.raveis.com
    /eprop/2044768/96083pineyislanddrive_fernandinabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

96083 PINEY ISLAND Drive, Fernandina Beach, FL, 32034

$1,185,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $948,000 $948,000 $948,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.750% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.851% 6.790%
Monthly Tax Payment $481 $481 $481
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,070 $6,149 $8,323
Total Monthly Payment $6,676 $6,755 $8,929

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.