2467 Finlandia LANE, #43, Clearwater, FL, 33763 | $199,900

On Top of The World - This 1100 sq ft 2 bedroom, 2 bath second-floor center unit is conveniently located near the East Community Center and OVERLOOKS THE GOLF COURSE! Florida living at its finest! Enter to the spacious and open living room/dining room combo with new luxury vinyl plank flooring, neutral colors and fresh paint throughout. Recent updates include. . . NEW IMPACT RESISTANT WINDOWS - 2023. NEW WATER HEATER - 2024. The kitchen is light and bright with beautiful white cabinets with soft close hardware, quartz countertops, stainless appliances, custom tile backsplash and luxury vinyl plank flooring. The Florida room has a wall of windows to let in the natural light and a convenient 2nd exit out to the central hallway and elevator. The master bedroom has an x-large double closet with an association APPROVED FULL-SIZED WASHER AND DRYER all-in-one unit, new luxury vinyl flooring, and an updated private bathroom complete with a vanity with quartz top, and a walk-in shower with custom tile. Open the barn door to allow easy access to the family room or secure it for privacy. The second bedroom has a large closet and new luxury vinyl plank flooring with the updated guest bath right down the hall. Assigned parking space in front of the unit. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios and a woodshop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has snacks and take-n-bake meals. The OTOTW community has free bus service as well as additional transportation options available including wheelchair service. A variety of medical resources are located nearby. Close to shopping, restaurants, and entertainment. Come take a look at this beautifully updated condo …You’ll Like what you see!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: ON TOP OF THE WORLD
  • Year Built: 1972
  • Approx Sq. Feet: 1,100
  • Acreage: 3.29
  • Est. Taxes: $1,011
  • Condo Fee: $515 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: U8255339
  • Days on Market: 96 days
  • Website: https://www.raveis.com
    /prop/U8255339/2467finlandialane_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 10:17:09 PM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2467 Finlandia LANE, #43, Clearwater, FL, 33763

$199,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,920 $159,920 $159,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $84 $84 $84
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,105 $1,077 $1,360
Total Monthly Payment $1,264 $1,236 $1,519

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.