Move right in to this beautiful, well maintained home in the Celery Key community of Sanford, Florida! Offering close to 1, 800sqft of living space with a split floor plan, TWO living and dining areas, open kitchen with island, covered front porch and screen enclosed back porch, you are going to LOVE calling 128 Conch Key Place HOME SWEET HOME. Fresh paint inside and out, large primary bedroom with new vinyl plank flooring and a walk-in closet with custom shelving, interior laundry/utility room, all appliances including kitchen and laundry (garage wifi does not stay), 2-car garage and fully vinyl fence enclosed backyard. Roof: 2021. HVAC: 2005/serviced. Plumbing: 2005/PVC. Vinyl fence: 2024. Water heater: 2024. RING alarm system stays. Sensi smart air system. Whole house generator outlet (generator not included). LVP flooring in bedrooms: 2024. Minutes to Downtown Sanford. . . enjoy great places to eat, drink and shop, sunsets on Lake Monroe, community art and music festivals like Porch Fest and more! Start packing. . . looks like you're moving! : )
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Our Executive Mortgage Banker:
Our Insurance Division:
$370,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $163 | $163 | $163 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,019 | $1,967 | $2,496 |
Total Monthly Payment | $2,256 | $2,204 | $2,733 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.