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32 South Main Street, #Unit 3, St. Albans City, VT, 05478 | $189,000
Discover the perfect blend of convenience and comfort in this charming condo located in the heart of St. Albans. This inviting home features an open floor plan that effortlessly connects the eat-in kitchen to a bright and spacious living room, creating a warm and welcoming atmosphere ideal for both everyday living and entertaining. The kitchen is equipped with ample cabinet space and a large island, perfect for meal prep or casual dining. Upstairs, you'll find a cozy bedroom that serves as a peaceful retreat, offering a quiet escape after a busy day. This unit comes with an assigned parking space, ensuring that you have easy access to your home and the vibrant downtown area. Living at 32 South Main Street means you're just steps away from the best that St. Albans has to offer. Enjoy the convenience of being close to local shops, popular restaurants, Northwestern Medical Center, and essential amenities. Whether you're looking for a morning coffee, a night out, or a leisurely stroll through the historic downtown, everything you need is within walking distance. Embrace the unique blend of small-town charm and modern convenience that makes this condo—and St. Albans—a truly special place to call home.
Features
- Parking: Assigned,On-Site,Parking Spaces 1
- Heating: Natural Gas,Direct Vent
- Cooling: None
- Rooms: 3
- Bedrooms: 2
- Baths: 1 full
- Year Built: 1900
- Approx Sq. Feet: 989
- Est. Taxes: $3,083
- Lot Desc: City Lot,Neighbor Business,Sidewalks,Street Lights,Near School(s)
- Elem. School: St Albans City School
- Middle School: St. Albans City School
- High School: BFASt Albans
- School District: Maple Run USD
- MLS#: 5011839
- Website: https://www.raveis.com
/prop/5011839/32southmainstreet_stalbanscity_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/21/2024Listing courtesy of RE/MAX North Professionals Phone: 802-655-3333
Listing Agent: Tamithy Howrigan
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
32 South Main Street, #Unit 3, St. Albans City, VT, 05478
$189,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $151,200 | $151,200 | $151,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $257 | $257 | $257 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,006 | $1,005 | $1,275 |
| Total Monthly Payment | $1,338 | $1,337 | $1,607 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484