So many discussions with Vermont realtors begin, “I just want a little house on about 5 acres. . . with some fruit trees and maybe a greenhouse. And a wood stove. I really want a wood stove. ” Well here it is! A cute 1870s Victorian on 5 acres with your very own orchard, greenhouse, gazebo, and chicken coop! One wood stove, a kitchen wood cookstove and an antique Glenwood propane cookstove round out the dream. Enter through the timber framed mudroom to the rustic charm of a cozy farmhouse. Through the kitchen to the dining area with some built in bench seating. Two smaller bedrooms, or maybe an office open off the living room. Follow the curved peeled sapling handrail upstairs to the large dormered primary bedroom. An almost finished and never used cabin accompanies the house, perfect for a shop, studio, or guest house (no running water). The grapes and berries extend out across a sloping east facing meadow gathering the morning light across the Otter Creek Valley. This quintessential homestead sits across the meadow from the Historic Wilson Castle yet just a few miles from shopping, entertainment and dining in Rutland. Under a half hour to skiing at Pico and Killington or swimming and boating on beautiful Lake Bomoseen. The dream is here. Grab it with both hands!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $197 | $197 | $197 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,571 | $2,002 |
Total Monthly Payment | $1,863 | $1,843 | $2,274 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.