Anxious to move into Kings Ridge but don't want the headaches associated with home updating? Well, look no further. When you drive up a brand-new paver driveway and rear patio are soon to be installed to enhance the curb appeal of this freshly painted home. The inside of this home has been tastefully remodeled beginning at the entrance where a new leaded glass door welcomes you inside. A solar tube streams sunlight in. This home boasts a neutral palette throughout with freshly painted walls and all new glossy white baseboards and doors with 1754 sq ft of porcelain tile, The large dining/living room combo easily accommodates a large table w/ 8 chairs and a china cabinet along with room for a large sofa, wall unit and more. The kitchen was remodeled and now has an open feel since the removal of a non-load bearing shelving wall. The open concept design features white shaker cabinets with soft close doors & drawers, a floor to ceiling cabinet and upgraded granite countertops. There is an extended island that comfortably seats 3-4 people for casual dining with an oversized, deep, single stainless sink. The backless electric stove has a stainless and glass exhaust hood that genuinely removes smoke and cooking smells. The stainless counter-depth side by side refrigerator doesn't overwhelm the kitchen allowing for multiple people in the kitchen cooking, washing dishes and even pulling an espresso at the coffee bar simultaneously. Off the kitchen is the family room with sliders that lead out to the updated Florida sunroom with all new 2ft x 5ft sliding glass windows with screens and a new glass door leading out into the private back yard ideal for barbecuing or simply relaxing. The master bath has been completely redone starting with a new toilet, a double vanity replaces the single bowl, with waterfall faucets, a quartz countertop with shaker cabinets, an oversized lighting fixture above a large, framed mirror. The shower has been redone starting with new 24" x 48" wall tiles, a rainfall showerhead w/handheld faucet, and seamless glass doors. The den functions as a 3rd. bedroom where a barn door was added for privacy. The guest bath has been updated with a new toilet, quartz countertop, shaker soft close cabinets and drawers along with a waterfall faucet, a decorative mirror and light fixture. All light fixtures and ceiling fans have been replaced both inside and out. All windows have new balances, new screens, and the 8ft sliders have new rollers installed. New roof in 2014, new HVAC in 2019, & hot water heater in 2023. This home is MOVE-IN ready so you can enjoy all the amenities King Ridge is noted for. Kings Ridge has a multi-million-dollar clubhouse with a state-of-the-art gym, a banquet style room for parties, bingo, and monthly movies for all to enjoy. Billiards, ping pong, yoga, dance classes, a card room, ceramics, a room for quilting and a library are available. Interested in tennis, pickleball, bocce or shuffleboard? There are 3 pools, spas, saunas, even a cold plunge for those brave enough to test 32-degree water. The HOA's include a 24hr. guarded security gate, weekly lawn cutting & edging, trimming of shrubs, irrigation maintenance and all repairs, private roads, all amenities, TV, internet & home phone w/fiber optic cable and your home's exterior is painted every 6 yrs. Living in Kings Ridge truly is a maintenance free lifestyle, like being on a forever vacation. Come, visit, be prepared to fall in love.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $104 | $104 | $104 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,265 | $2,210 | $2,790 |
Total Monthly Payment | $2,444 | $2,389 | $2,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.