Welcome to 15 Irving Place, located on a quiet block, this classic Colonial offers nearly 2, 900 square feet of living space with 5 bedrooms and 5 baths. The sunlit first floor features a spacious sunroom, a formal dining room with built-ins, and a living room with a wood-burning fireplace. The renovated kitchen, with a bright kitchenette, opens to a private backyard with a deck and built-in benches. The second floor includes a serene primary suite with a spa-like en suite bath, two additional bedrooms, and a full bath. The third floor provides two more bedrooms and a full bath. A finished basement adds an extra 600 sq feet of extra space, not included in the total square footage. Walking distance to both elementary and high schools, this home is close to shops, restaurants, and offers easy access to the Hutch and I-95. Commuters will appreciate the 35-minute Metro-North ride to NYC. This property combines timeless elegance with modern convenience, making it a standout in New Rochelle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $1,601 | $1,601 | $1,601 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,027 | $4,370 | $5,924 |
Total Monthly Payment | $5,720 | $6,063 | $7,617 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.