Desirable 55+ Spruce Creek South, mid Florida, Golf Course Retirement Community. Start living your retirement dream now! Desirable 1, 870 sf, 3 bed, 2 bath, 2 car attached garage, Dogwood floorplan with hip roof providing increased curb appeal. Landscaping on this 100 x 100 corner lot, is host to a variety of palm plants and bedded areas with native shrubbery. for easy maintenance. Located on the 5th green of the The Links golf course, you can enjoy watching golfers from your patio or your Florida room.
Being centrally located in mid Florida, you are less than two hours east of the gulf coast and less than two hours west of the Atlantic coast and less than two hours north west of Orlando/Disney!
As you enter the front door of this lovely home, you step into the open floor plan, perfect for entertaining or just easy flow daily moving about your perfect home. The main living area decor is coastal themed with soft colors and textures. The kitchen, updated in 2019 is combined with the dining area are inviting areas with coral reef flair. Newer laminate flooring flows from main living areas to the relaxing Florida room, which leads to your open patio. This fantastic home boasts a 2018 roof, 2021 HVAC, water heater 2019. The window treatments are newer plantation shutters in main living areas with coordinating blinds in bedrooms. This is a split bedroom floor plan, the master having an ensuite bath, while the other two bedrooms also share a bathroom and hallway, creating a second private area.
This homes location within the 1, 600 home community is optimal, with quick access to the nature areas, community center and community pool, ball field, walking trails and yet still off the beaten path of main street areas. The community offers a myriad of activities that can accommodate almost all interests.
Beat the seasonal housing traffic jam and get a jump on moving in now. Start playing in Florida while your northern pals are raking leaves and shoveling snow! Spruce Creek South enjoys golf cart access to shopping, physicians. dentists, specialists, banks, restaurants, and more! Start living your best life now!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,120 | $255,120 | $255,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,613 | $1,550 | $2,068 |
Total Monthly Payment | $1,864 | $1,801 | $2,319 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.