A wonderful large family home set on a 2. 5 acre beautifully secluded and landscaped lot. Located in a small residential neighborhood. It has a private driveway off the town plowed, dead end neighborhood road. There are no association fees and you will also have access to the Saco River. The first floor has a large bedroom suite with a walk-in shower. There is a second first floor bedroom, bathroom, laundry room, large living room and kitchen/dining area which can be entered through an extra big mud room with additional refrigerator and shelved storage. The second floor has two more bedrooms, a bath and walk-in attic storage. The walkout basement has ton of storage space, a 3/4-bathroom, wine cellar and another family room with woodstove, another finished living space and a workroom. From the back deck and three season porch there are nice views through the trees to the fields beyond. Conveniently located close to school and shopping. This lovely home is ready for your personal updates.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $684 | $684 | $684 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,746 | $3,695 | $4,689 |
Total Monthly Payment | $4,522 | $4,471 | $5,465 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.