Tri-Level condominium in beautiful Gilford NH close to Lake Winnipesaukee for under $300k!! This condo in Mineral Spring Village features a main level with new vinyl plank flooring and kitchen area with new stainless dishwasher, a full bathroom, open living room with vaulted ceilings & skylight, and wood stove. Kitchen has a deck overlooking the landscaped yard and wooded back yard. Upstairs you'll find a sunlit loft with an inviting office/reading nook/bedroom and half bath. The walk-out lower level features a 3/4 Bath with laundry hookups, spacious family room and two other rooms that have so many possibilities for use; home office, home gym, or offer multiple-sleeping arrangement options for family and guests. Whether you are looking for an affordable vacation condo, or year-round home, this one checks all the boxes. Ideally located between Lake Winnipesaukee and Gunstock Mountain Resort, this association is minutes away from all the action including boating, hiking, biking, skiing, tubing & adventure park at Gunstock Resort, Ellacoya State Park, Gilford Town Beach & Glendale Docks, NH Bank Pavilion, Weirs Beach Laconia, Funspot and all that the Lakes Region has to offer! No Dogs and 30 Day Minimum Rentals
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $229,600 | $229,600 | $229,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $202 | $202 | $202 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,528 | $1,508 | $1,936 |
Total Monthly Payment | $1,805 | $1,785 | $2,213 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.