Get ready to experience your new Florida haven as you discover this charming 3-bedroom, 2-bathroom home in the peaceful Regency Park neighborhood of Port Richey, Florida. With 1, 705 square feet of living space, this residence offers a blend of comfort and modern updates. The roof, replaced in 2019, a brand-new HVAC system from 2023, and new insulation in the attic that was added within the last 6 months ensure peace of mind for years to come. The home features an oversized 1-car garage and a freshly installed washer and dryer. Inside, the spacious living room invites relaxation, while the kitchen boasts a breakfast bar, wood cabinets, and tile flooring, perfect for any meal. The master bedroom is a serene hideaway with carpeted flooring, glass sliding doors leading to a huge screened-in porch, and an ensuite bath featuring a wide vanity, dual sinks, and a step-in shower. The fenced-in yard with two gates adds privacy and versatility, making it ideal for outdoor activities or pets. This home is also wired for security, offering an added layer of protection. With no HOA, no CDD, and no flood insurance required, this property is not only affordable but also low-maintenance. Conveniently located near shopping, parks, playgrounds, and Florida’s stunning beaches, this home is perfect as a starter home or a winter getaway. *** The sellers will do a professional cleaning for the buyers before they move in with a full price offer. ***This home has never flooded and was NOT affected by the recent hurricanes.
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Our Executive Mortgage Banker:
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$279,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $198 | $198 | $198 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,488 | $1,920 |
Total Monthly Payment | $1,763 | $1,761 | $2,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.