Nestled at the quirky and unforgettable address of 11 1/2 Low Avenue in Middletown, NY, this 1900s home is bursting with character and potential. If you’ve been dreaming of a house with history and charm, look no further. Featuring original hardwood floors, exquisite moldings, and vintage door knobs, this home exudes timeless appeal. The layout includes three cozy bedrooms, a spacious living room, a formal dining room, and built-ins that are as practical as they are charming. With plenty of storage options throughout, full walk up attic, there’s a place for everything. The generously sized backyard is perfect for gardening, entertaining, or simply relaxing. Located close to shopping, transportation, and all the amenities you need. This house has amazing bones and just needs a bit of TLC to bring it back to its former glory. If you’ve got a vision and some elbow grease, this could be the rewarding project you’ve been looking for. Don’t miss this unique opportunity to own a piece of Middletown’s history. Schedule your viewing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,200 | $183,200 | $183,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,219 | $1,218 | $1,545 |
Total Monthly Payment | $1,431 | $1,430 | $1,757 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.