Location, Location Location. . . No Flood insurance is required. Property did not had flood or damaged with Hurricanes Helene or Milton.
Nestled on a corner lot in a charming neighborhood, this inviting home boasts an all-new kitchen, complete with modern finishes and brand new appliances, cabinets, and countertops. The great room offers a vaulted, open space for relaxation and entertainment, while the enclosed porch is perfect to enjoy the outdoors. The primary suite includes a private, ensuite bathroom, while two additional bedrooms and a full bathroom provide accommodations for family and/or friends. Enjoy the ultimate comfort with a new HVAC system and a brand new roof. The property features new flooring, paint, and lighting. If desire, the room next to the laundry room can be opened up to expand the garage as originally was intended. Come see why this delightful house would be perfect for you to call home. According to insurance company, this property was determined to be in an X flood zone (or low risk according to re-rating done in 2021). Call and schedule an appointment to visit the property today¡
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $60 | $60 | $60 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,809 | $1,807 | $2,293 |
Total Monthly Payment | $1,944 | $1,942 | $2,428 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.