Under contract-accepting backup offers. Truly a Rare Find, former Kolter Aster model home with an amazing conservation area view & a common area “pocket park” across the street within the 55+ Victoria Gardens neighborhood. This 3 bedroom / 2. 5 bathroom layout has been meticulously maintained. Recent updates include Quartz countertops & reverse osmosis water filtration system in Kitchen, screen enclosure & natural gas fire pit on lanai, drapes, ceiling fans throughout, pulldown shades in secondary bedrooms & ceiling mounted garage storage racks. Professionally decorated custom details such as tile accent walls, wood beams on ceiling in Great Room & wood moldings will set this home apart from others. Interior features include porcelain plank tile throughout all main living areas, crown molding & recessed lighting. For the chef in the family, the kitchen offers 42” Cherry “soft close” cabinets, pull-out shelving, quartz countertops & backsplash, under cabinet lighting, pendant lights above breakfast island, stainless steel appliances including a 6-burner natural gas convection range. The primary suite provides 2 walk-in closets, tray ceiling, recessed lighting, wood accent moldings & a stunning conservation area view. Ensuite bath has separate granite countertop vanities, corner soaking tub & a frameless glass enclosed walk-in shower w/ bench seat. You will love relaxing or entertaining on the 22’ x 35’ screen enclosed covered lanai with recessed lighting, ceiling fans, summer kitchen & a natural gas fire pit overlooking one of the best scenic conservation views within Victoria Gardens! Utility room comes with a built-in laundry tub & storage cabinets. Victoria Garden residents have access to their own Private Clubhouse. Association fee includes: lawn care, cable TV, high speed internet, reclaimed water yard irrigation and access to all community amenities. Deland, home of Stetson University, offers fine dining, art galleries & boutiques. Community is within 1 mile of I-4 that offers great access to the east coast beaches, Orlando (40 minutes) and 3 International airports within 1 hour.
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Our Executive Mortgage Banker:
Our Insurance Division:
$534,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $427,920 | $427,920 | $427,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $566 | $566 | $566 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,847 | $2,811 | $3,609 |
Total Monthly Payment | $3,505 | $3,469 | $4,267 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.