WELCOME TO YOUR AMAZING HOME at 11144 Oyster Bay Circle, New Port Richey, FL in the UPSCALE gated community of Waters Edge. This POPULAR Ashford model features 5 bedrooms, 3 bathrooms, 3 car garage on a PREMIUM CONSERVATION LOT! You'll LOVE the EXPANDED PAVERED & SCREENED LANAI & FULLY FENCED YARD! There is plenty of room for a POOL & a dedicated pool bathroom already exists. BRAND NEW ROOF installed 2/2023!! More SUPERB exterior features are stacked stone accents, LUSH tropical landscaping including beautiful palms within concrete curbing, carriage lights, private mailbox, rain gutters & big driveway to fit your vehicles. As you step inside, you'll LOVE how the NATURAL SUNSHINE streams through the multiple windows ILLUMINATING the interior together with the GORGEOUS light fixtures including many chandeliers. The formal dining & living rooms are adjacent to the long tiled foyer. The living, dining & family rooms are dressed with RICH HARDWOOD floors while the foyer, kitchen, dinette, laundry & all bathrooms feature easy to maintain ceramic tile floors. The GOURMET kitchen has TERRIFIC stainless steel appliances including a fridge, range, microwave, dishwasher & whole-home water softener. Additional kitchen features are Corian counters, breakfast bar/island, solid wood cabinets with upper trim & ELEGANT handles, tiled backsplash, WALK-IN PANTRY & deep sink with gooseneck faucet. A guest bedroom with a full bathroom is found on the first level while all the remaining bedrooms are upstairs. The MASSIVE primary bedroom can easily accommodate king-size furniture & has TWO WALK-IN CLOSETS. The main bedroom also has an adjacent sitting room which is PERFECT to design as a home office, gym, TV area or even nursery. The SENSUAL master bathroom consists of step-in shower, garden tub, dual sinks, private toilet area & Corian counters. On the opposite side of the hallway, you'll find two more bedrooms. The GIGANTIC 5th bedroom/bonus room has dual closets, COOL industrial-looking double fans with light & high ceilings with recessed lighting. This PHENOMENAL room can be set up as a secondary/junior primary bedroom (possible in-law suite). The full bathroom features dual sinks, Corian counters & tub/shower combination. This BEAUTIFUL HOME can be designed in a variety of ways because of all the space that this IDEAL FLOOR PLAN offers. YOUR NEW HOME was designed for entertaining & enjoying TRUE INDOOR-OUTDOOR LIVING! THERE IS NOTHING LEFT TO DO IN THIS HOME! In fact, there are TWO NEWER AC UNITS (6/2019) with Hyperion™ air handlers exclusively developed & built by TRANE. This system uses spray foam insulation between cabinet walls & composite materials to prevent condensation and rust as well as decreasing noise while increasing air flow. Take a dip in the community pool, use the gym or meet your fellow neighbors at the next social event within Waters Edge. Amenities include a 9000sqft clubhouse, grand swimming pool, kiddie pool, basketball court, playground, dual fishing piers & boat dock leading to the SPECTACULAR 70-acre lake at its center. MAKE THIS YOUR FUTURE HOME!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$485,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $682 | $682 | $682 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,581 | $2,549 | $3,272 |
Total Monthly Payment | $3,338 | $3,306 | $4,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.