Welcome to this stunning 3-bedroom, 2. 5 bathroom pool home located in the highly sought-after 55+ community of Twin Lakes in St. Cloud, Florida. This home offers a perfect blend of luxury and convenience with numerous upgrades that set it apart. Step inside and be greeted by a beautifully designed interior featuring top-of-the-line LG appliances, including a modern fridge, and a stylish kitchen backsplash. The spacious master suite boasts deluxe lamps in the master bedroom and foyer, and the master closet has been upgraded with tile flooring. The open living space is enhanced by five deluxe fans with remote controls, ensuring comfort throughout the home. The office has been thoughtfully upgraded with four recessed LED flush mount spotlights, making it a perfect space for work or relaxation. The exterior is equally impressive, with a heated pool, decorative tile on the pool deck, a complete screen enclosure, and a pool deck sink with hot and cold water. The pool is easily accessible with a handrail at the steps, providing both safety and convenience. The retractable screen door from the kitchen to the patio deck seamlessly connects indoor and outdoor living. The home is equipped with a Hague top-of-the-line water filter and conditioner for the entire house, along with a reverse osmosis water filter in the kitchen. Downspouts and gutters have been extended underground to protect the foundation, and the front and patio are monitored by wired surveillance cameras for added security. The garage is a car enthusiast’s dream, featuring two lighted fans and a charging station for electric vehicles with both 120-volt and 220-volt outlets installed directly from the main panel. Don’t miss the opportunity to own this exceptional home in the desirable Twin Lakes community, where luxury meets comfort and convenience. Schedule your private showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $514,320 | $514,320 | $514,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $505 | $505 | $505 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,552 | $3,465 | $4,375 |
Total Monthly Payment | $4,149 | $4,062 | $4,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.