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3 Hill Street, Waterbury, VT, 05676 | $425,000
Enjoy the convenience of living in Waterbury Village on a quiet side street that is not in the flood zone! The large . 34-acre lot has enough room for a 2-car garage with an accessory dwelling at the end of the paved driveway. This lot's ample square footage also allows for adding another living structure to the right of the home. It is a shady and private backyard, perfect for summer campfires. Imagine the appeal of a wrap-around deck, offering great outdoor space for entertaining or relaxing. Inside, you will find an open floor plan, new flooring, and freshly painted walls. Open kitchen, dining and living room, and a half bath on the first floor. Upstairs are three bedrooms, a full bath, and new flooring and paint. This home is ideally located, around the corner to the elementary school and playground, within walking distance to the library, shops, restaurants, and tennis/pickleball courts. You'll be part of a vibrant community, known for its extensive mountain biking trails and 20 minutes to world-class skiing. What are you waiting for? This home will only last for a short time in today's market.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Farmhouse
- Year Built: 1900
- Heating: Baseboard,Forced Air
- Cooling: None
- Basement: Concrete Floor,Full,Stairs - Basement,Stairs - Interior,Unfinished
- Approx Sq. Feet: 1,744
- Acreage: 0.34
- Est. Taxes: $4,795
- Lot Desc: Country Setting,Landscaped,Near School(s)
- Elem. School: Brookside Elementary School
- Middle School: Crossett Brook Middle School
- High School: Harwood Union High School
- MLS#: 5011922
- Website: https://www.raveis.com
/prop/5011922/3hillstreet_waterbury_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/4/2024Listing courtesy of BHHS Vermont Realty Group/Waterbury Phone: 802-244-5155
Listing Agent: Joanie Keating
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3 Hill Street, Waterbury, VT, 05676
$425,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $400 | $400 | $400 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,867 |
| Total Monthly Payment | $2,737 | $2,735 | $3,342 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484