Nestled at the end of a picturesque country road, Old Stone Cottage is a charming three-bedroom Antique, circa 1880, that has been lovingly enhanced over the years. A perfect country retreat, this cozy cottage is set on over four private acres, featuring an enchanting outdoor pool and a detached barn. Step into the stylish cook's kitchen with a charming pantry, leading into the dining area and an inviting screened porch with views of lush landscaping and the delightful sounds of nature. The main level also boasts a living room with a fireplace, a den, a dedicated laundry room, and a bedroom. Upstairs, you'll find the primary bedroom and an additional bedroom sharing a spa-like bathroom. Conveniently located just a fifteen-minute drive from Metro-North, providing easy access to NYC, and the charming village of Kent for the quintessential shopping and dining experiences that Litchfield County has to offer.
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Main | |
Dining Room | Bay/Bow Window | Main |
Kitchen | Vaulted Ceiling,Beams,Galley | Main |
Living Room | Fireplace | Main |
Primary Bedroom | Upper |
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $725 | $725 | $725 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,285 | $4,178 | $5,363 |
Total Monthly Payment | $5,102 | $4,995 | $6,180 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.