Presented byThe Whiteman Team |
Lovely Split Level home is nicely sited on 1. 30 acres. There are attractive plantings, a koi pond, and a sense of privacy. While there is no garage there appears to be room to add on to the east side of the home. There is a shed for lawn mower and bike storage. The asphalt shingle roof is newer and some of the windows are thermopane including a dramatic triple glazed living room picture window. Inside there are hard wood floor on the main level and in all three bedrooms. The current owner is an artist/woodworker and the custom details in the house are special. The living room as a fireplace with insert and the detailed wood mantle is attractive. The dining room is nicely sized and has sliders to the back patio. The kitchen has been completely remodeled with custom cabinets, soapstone counters, all stainless-steel appliances including a deep double sink. With two skylights the space is very bright. There are half walls between the kitchen and both the dining room and living room which gives an open and modern feel. The pantry closet is in the hall. Upstairs there are three bedrooms including the primary bedroom with private ensuite bath with a custom tiled shower. The hall bath also has a custom shower. On the lower level there is a spacious family room, an office (which could easily be used as a guest room) a full bath and laundry. There is direct access to the back yard. The unfinished basement has great storage and workshop space. The access to the attic is via a skuttle in the upstairs hall. This home is awaiting a new owner who will delight in the custom features. Conveniently located near Rt 81, Middletown, Hartford and the Shoreline are easily accessible.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 13.0 | Upper |
Bedroom 2 | Hardwood Floor | 9.0 x 11.0 | Upper |
Dining Room | Sliders,Hardwood Floor | 11.0 x 10.0 | Main |
Eat-In Kitchen | Skylight,Eating Space,Tile Floor | 15.0 x 12.0 | Main |
Family Room | Engineered Wood Floor | 16.0 x 25.0 | Lower |
Full Bath | Full Bath,Tile Floor | Lower | |
Full Bath | Full Bath,Stall Shower,Tile Floor | Upper | |
Living Room | Fireplace,Hardwood Floor | 12.0 x 22.0 | Main |
Office | Engineered Wood Floor | 10.0 x 12.0 | Lower |
Primary Bath | Full Bath,Stall Shower,Tile Floor | Upper | |
Primary Bedroom | Hardwood Floor | 12.0 x 15.0 | Upper |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $340 | $340 | $340 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,450 | $2,387 | $3,080 |
Total Monthly Payment | $2,865 | $2,802 | $3,495 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.