Step into a piece of history with this charming 1926 home, nestled in the prestigious Hampton Heights neighborhood. Listed on the National Historic Register since 1983, Hampton Heights boasts a rich tapestry of architectural styles, from Victorian, Bungalow, to Neo-Classical, and has been celebrated as “The Best Place in the South to Buy an Old House” by This Old House. This elegant residence combines classic historical charm with a beautiful wrap around front porch, complete with blue ceiling, and the quaint “black box with flap lid” mailbox on your front porch by the entry door! With its classic design, spacious interiors, and beautifully maintained features, 197 Brookwood Terrace offers a unique blend of historical allure. Natural light floods into every room creating an artist’s dapple of light throughout the home. You will appreciate the 9 feet tall ceilings throughout, three bedrooms and one beautifully updated bath with walk in shower. In recent years the home has added and upgraded systems to maintain the beauty. From gutters, Furnace, Driveway, roof, Interior and Exterior painting, resurfacing of ceilings, HVAC system, Hardwood floors refinished and just added, new kitchen flooring!!!! Move in ready just waiting for your charm and accents. Imagine living in a neighborhood where every corner tells a story, and every home has its own character. Beyond the home, enjoy an array of attractions just a stone’s throw away. Explore the upcoming minor league baseball park, and New Planetarium, set to open in Spring 2025. Both an easy walk from this home! Delve into the local arts scene with museums and performances at the Chapman Cultural Center or catch live music at Music on Main and Jazz on the Square. In the neighborhood, “PorchFest” is the event all are looking forward to on Sept 15th starting at 1pm with dozens of bands playing within the “porches” of homes in Hampton Heights. For dining enthusiasts, a diverse selection of restaurants awaits, from casual burgers to fine dining experiences, alongside cozy coffee shops and delectable treats. Socialize and unwind at popular spots like Fr8 Yard, Delaney’s, Main Street Pub, Cribb’s, …. or enjoy a stroll along the scenic Mary Black Rail Trail. Whether you’re captivated by historic charm, living comfortably close to all downtown Spartanburg has to experience, love attending holiday parades, or festivals that you can walk to, 197 Brookwood Terrace offers an unparalleled living experience. Unwind to a breeze and sunsets on your front porch or walk your dog around all the sights. Don’t miss the opportunity to be part of this historic and vibrant neighborhood!
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $84 | $84 | $84 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,569 | $1,990 |
Total Monthly Payment | $1,729 | $1,728 | $2,149 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.