19310 Water Oak DRIVE, #206, Port Charlotte, FL, 33948 | $248,900

Discover the epitome of comfortable living in this modern, updated condo located in the highly sought-after Heritage Oak Park community. Enjoy peace of mind as this home is NOT IN A FLOOD ZONE. This end unit offers a peaceful retreat within a private, gated enclave, surrounded by lush tropical landscaping and stately Oak trees. Step into an inviting open floor plan with soaring cathedral ceilings, enhanced by laminate flooring installed in late 2020. The spacious great room is perfect for entertaining or simply relaxing, with flat-screen mounts ready for your TV. The adjacent dining area and breakfast bar provide versatile options for casual and formal dining. The kitchen is a chef’s dream, featuring solid wood cabinets with soft-close doors and drawers, two convenient roll-out shelves, and a pantry. The generous quartz countertops, modern glass backsplash, and a charming coffee bar with floating shelves add both style and function. Stainless steel appliances complement the new, never-used dishwasher, offering a blend of quality and reliability. The primary suite offers a tranquil escape with a large walk-in closet and an en-suite bath featuring new vanities, quartz countertops, updated lighting, and a walk-in shower with ceramic tile floors. The additional bedrooms provide ample space for guests or a home office, with one featuring elegant French doors. Enjoy the convenience of an in-unit laundry room and additional storage provided by the outdoor storage unit. The expansive screened lanai, overlooking a private wooded view, offers the perfect setting for your morning coffee or evening relaxation. Heritage Oak Park isn’t just a place to live—it’s a lifestyle. Enjoy a year-round recreational experience with access to a clubhouse, community pool, fitness center, library, billiards room, tennis courts, pickleball, bocce ball, and shuffleboard. The community’s serene setting, complete with a lake and walking paths, invites you to explore the local wildlife and beautiful surroundings. Located in the heart of Port Charlotte, this condo is just minutes from shopping, dining, and golfing, with the pristine Gulf beaches a short drive away. Recent upgrades include hurricane-impact windows installed in 2023, ensuring peace of mind and energy efficiency. This condo perfectly blends comfort, style, and convenience, making it an ideal place to call home.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: WATERS EDGE AT HERITAGE OAK PA
  • Year Built: 2001
  • Approx Sq. Feet: 1,426
  • Acreage: 0.03
  • Est. Taxes: $5,717
  • Condo Fee: $900 Quarterly
  • View: Trees/Woods
  • Elem. School: Liberty Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: N6134210
  • Days on Market: 72 days
  • Website: https://www.raveis.com
    /prop/N6134210/19310wateroakdrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 9:17:07 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 941-493-1000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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19310 Water Oak DRIVE, #206, Port Charlotte, FL, 33948

$248,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,120 $199,120 $199,120
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $476 $476 $476
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,325 $1,323 $1,707
Total Monthly Payment $1,876 $1,874 $2,258

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.