Wow! LOOK AT THIS PRICE in this area!! ENCHANTING Craftsman-Style Bungalow located in the SOUTH LAKE MORTON HISTORICAL DISTRICT on a CHARMING BRICK STREET. This will slow the passing traffic! Inviting front landing welcomes your guests! Living Room with LOVELY FIREPLACE & Dining Room open together perfect for entertaining. Bright & Open Kitchen with Raised Panel Cabinetry and gas range. Primary Bedroom is a large bedroom that was 2 bedrooms before and could be again. Tile in Living & Wet Areas. Carpet in Bedrooms was just shampooed. Inside Utility with some storage room. Screened Lanai to sip your coffee and enjoy some nature. Long Driveway great for having lots of guests. Partially fenced yard. BEAUTIFUL Mature Trees! Enjoy Living Amongst Downtown Activities, Spectacular Locally Owned Restaurants, & Quaint Locally owned Stores. 0. 2 of a mile to the Lakeland Public Library. 0. 6 of a mile to Florida Southern College and another tenth of a mile to Lake Hollingsworth. 1. 3 mile to Historical Munn Park. Roof 2017. A/C 2015. Water Heater 2020. Natural Gas. You will love this home!!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,325 | $1,309 | $1,680 |
Total Monthly Payment | $1,640 | $1,624 | $1,995 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.