Turnkey home is ready for immediate occupancy. Eligible for up to 100% financing with zero mortgage insurance and interest rate as low as 3. 99% (not seller financing. ) Seated in the center of the quiet community of Hidden River near booming Wesley Chapel, but NO CDD TAX, this LIKE NEW 4-bed, 2. 5 bath single family home has plenty of room to roam and a spacious FENCED BACKYARD! Open concept first floor living features kitchen with island overlooking the dining and main living spaces. The office is tucked aside - could also be your gaming room, workout room, playroom, formal dining, etc. HUGE PRIMARY SUITE features a stall shower, double vanity and oversized closet. More FLEX SPACE in the upstairs loft area, too! Secondary bedrooms and laundry room are conveniently located nearby. This 2020 construction home has been meticulously maintained. PLUS, sellers added NEW WIDE PLANK WOOD-LOOK LUXURY VINYL FLOORING throughout the first floor. Custom kid or pet swing gate built onto the gathering space. Grow your own veggies in the plant boxes to the back of the fence line, leaving plenty of room to add a pool and outdoor kitchen. Hidden River is near the massive residential and commercial growth in Pasco County. Convenient to Paul Buchman Hwy and Gall Blvd/301. Plenty of shopping, dining and entertainment options nearby. Regional outlet mall and standard mall are both 20 min away. Tampa International Airport is approx 45 min drive.
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Our Executive Mortgage Banker:
Our Insurance Division:
$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $565 | $565 | $565 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,155 | $2,180 | $2,766 |
Total Monthly Payment | $2,795 | $2,820 | $3,406 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.