Charming Timber Frame Home sited on 5. 21 secluded acres! This exquisite country home, built in 2017, is a rare gem that promises the serene lifestyle you've always dreamed of. With partial views of MT Prospect & Pleasant Mountain, this property is a nature lover's paradise! As you step inside, you'll be welcomed by an open concept living area that radiates warmth & charm. Bathed in natural light, the space is perfect for family gatherings or cozy evenings by the fabulous stone and tile hearth, featuring a wood stove that offers an inviting alternative heat source. The well-appointed kitchen showcases ample cabinetry & a pantry. Plus, the custom kitchen table adds a unique touch! The first floor boasts a cozy bedroom, a convenient 3/4 bath, & a laundry/utility room, ensuring all your needs are met effortlessly. Ascend the wide timber stairs to discover the primary bedroom, an intimate retreat, complete with a private, custom ½ bath & a delightful screened-in porch! Step outside to experience the beauty of your own gorgeous lawn, which features a peaceful sitting area adorned with Adirondack chairs – the perfect spot to unwind, entertain, or simply take in the sights and sounds of your tranquil surroundings. The property is adorned with vibrant perennials & a mature apple orchard. The fenced-in pastures would be perfect for raising farm animals. For the hobbyist or DIY enthusiast, the outbuilding offers endless possibilities as a barn, workshop & extra storage space.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $344 | $344 | $344 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,187 | $2,187 | $2,844 |
Total Monthly Payment | $2,606 | $2,606 | $3,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.