Introducing a wonderful single-family home near the quaint town of Peacham, Vermont. This property, set upon a gently sloping 1. 2-acre lot, offers an idyllic living experience with panoramic views, private clearing, and direct access to Ewell Pond across the street, ensuring opportunities for kayaking, leisure, and relaxation at your doorstep. As you approach the house through a convenient two-way driveway, you're greeted by a lush landscape of beautiful trees, including elegant lady pinks and prolific apple trees. The residence boasts four bedrooms, three bathrooms, and modern updates, including new appliances, a new roof, and energy-efficient double-pane windows. The basement provides ample space for storage, with half of it transformed into a versatile working studio. Adding to this property's unique character is a sizable two-level barn, currently awaiting a creative touch to bring out its full potential. This home is within convenient distance to St. Johnsbury Academy (with free tuition for Peacham residents), grocery stores, and other amenities, creating an ideal balance of rural charm and modern convenience. Close access to VAST trails, many ponds and lakes, 28 miles to Burke Mountain or Montpelier, 45 minutes to the White Mountains. Discover the best of Vermont living with this rare find (or a perfect secondary home for family and friends): a harmonious blend of comfort, character, and the splendor of nature. Closing date subject to seller finding suitable housing.
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$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $329 | $329 | $329 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,420 | $2,387 | $3,029 |
Total Monthly Payment | $2,824 | $2,791 | $3,433 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.