PERFECTLY PRICED-UNDER MARKET VALUE. THIS HOME IS NOT IN A FLOOD ZONE!!! You immediately gain equity and peace of mind upon closing. Welcome to your peaceful get-away or permanent home in this predominant 55+ community. The quiet and friendly neighbor allows for walks with your friends and/or pets. The community prides itself on making friends within the community and living a fun, healthy lifestyle. with all ages. The home features crown molding throughout the living areas, a massive kitchen island that permits extra cooking space as well as additional dining spaces. The kitchen boast beautiful appliances that are approximately 3 years old with a self-cleaning oven. The owner has provided upgrades to make this home ALL ACCESSIBLE as he is a disabled Veteran and needed to have the ability to reap the amenities of his wonderful new home. Stay close to home and explore the boutique restaurants, shops, and parks of Zephyrhills or take a short trip to Tampa. In Tampa you'll be entertained at the casino, malls, and plethora of restaurants. Travel a little farther and take advantage of Florida's Top-Rated Beaches, where you will rejuvenate your soul under the warm Florida Sunshine while having your toes in the sand and cooled by the refreshing water of the beaches. This home was built in 2022 so you are sure to have many years of peaceful living and knowing that this home truly is Home Sweet Home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $209 | $209 | $209 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,251 | $1,250 | $1,585 |
Total Monthly Payment | $1,535 | $1,534 | $1,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.