11222 Cardinal Pointe PLACE, Gibsonton, FL, 33534 | $359,900

CHECK OUT THIS NEW PRICE!!! You will not find another home with the upgrades and in the condition of this home in the area. This stunning 3-bedroom, 2-bathroom residence offers breathtaking WATERFRONT VIEW within the gated, pool community of Northgate. Enjoy the benefits of NO CDD and LOW HOA FEE’S. This home has been upgraded to perfection, featuring staggered tile flooring throughout—no carpet! Step inside to a spacious open-concept living and dining area, highlighted by unique 9-foot ceilings. The gourmet kitchen is a chef's delight, boasting a large island with upgraded pendant lighting, luxurious stone countertops, all-wood 36" cabinets crowned with molding, drop in stove, a built-in wall microwave and oven, and a striking vertically laid backsplash. The ample pantry provides additional storage. The thoughtfully designed split floor plan places the primary bedroom at the rear of the home, offering privacy and comfort. The primary suite includes a deep walk-in closet and an ensuite bathroom with dual granite-topped vanities, square undermount sinks, a tiled walk-in shower with glass enclosure, and a linen closet. At the front of the home, you'll find two additional spacious bedrooms, both with walk-in closets, and a second bathroom featuring a tub/shower combo. The utility room, equipped with extra cabinetry, connects to the two-car garage, which features beautiful epoxy flooring. The recently installed Rheem hybrid water heater will help you save on your monthly electric bill. Step outside to the large covered and screened patio, perfect for gatherings, while enjoying the serene pond view. Additional features include high-grade metal storm shutters, a sprinkler system, and a WiFi-enabled digital A/C thermostat. The community offers an Olympic-sized pool with a covered cabana and is conveniently located near shopping, dining, beaches, and major highways. Don't miss out on this exceptional opportunity!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 35 x 120
  • Laundry: Inside, Laundry Room
  • Year Built: 2019
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,527
  • Acreage: 0.1
  • Lot Size: 35 x 120
  • Est. Taxes: $3,151
  • HOA Fee: $300 Quarterly
  • Lot Desc: In County, Landscaped, Sidewalk
  • View: Water
  • Elem. School: Gibsonton-HB
  • Middle School: Dowdell-HB
  • High School: East Bay-HB
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
  • MLS#: T3552221
  • Days on Market: 50 days
  • Website: https://www.raveis.com
    /prop/T3552221/11222cardinalpointeplace_gibsonton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/9/2024 3:32:09 PM)
Listing courtesy of ASSIST 2 SELL THE ESHACK TEAM   Phone: 813-400-1395

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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11222 Cardinal Pointe PLACE, Gibsonton, FL, 33534

$359,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,920 $287,920 $287,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $263 $263 $263
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,916 $1,891 $2,428
Total Monthly Payment $2,254 $2,229 $2,766

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.