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404 Monroe DRIVE, Lakeland, FL, 33809 | $130,000
Located in Martin Estates 55+ community, this home has the kitchen she has always wanted, and the work shop he is looking for!! Kitchen has updated cabinets and beautiful granite countertops. The original 1170 sq ft includes an over sized living room and spacious dining room, two bedrooms and two bathrooms. Sliding glass doors from the dining area lead to a den/sun porch/craft room with AC, heat, and ceiling fans. (not included in sq footage) Laundry room is off the sunroom as well as an interior passage leading to the massive work shop with power and ceiling fans. Back yard access to the shop as well. Sleeping areas are located on opposite ends of the home. The primary suite has private attached bath and walk in closet. Guests’ private secondary suite also has ample walk in closet and an attached bath. Second bath also accessible from the kitchen. Enjoy peace of mind with a metal roof and new vapor barrier under the home! Whole house water filtration system is in place as well as an ultra violet air purifier on the AC. Community clubhouse hosts potluck dinners, game night, cards, sing alongs, morning donuts and coffee, and holiday parties. Community is pet friendly. Additional community amenities include laundry room, library, billiards, and shuffleboard. NO LOT Rent. If you are a snow bird or a full time resident of florida you don’t want to miss out on this home. Martin Estates is a co-op so cash only sales can only be accepted.
Features
- Amenities: Clubhouse, Other, Pool, Shuffleboard Court
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 60 x 135
- Laundry: Other
- Year Built: 1983
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,170
- Acreage: 0.19
- Lot Size: 60 x 135
- Est. Taxes: $360
- HOA Fee: $46 Monthly
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: L4947221
- Days on Market: 79 days
- Website: https://www.raveis.com
/prop/L4947221/404monroedrive_lakeland_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY SMART Phone: 863-577-1234
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
404 Monroe DRIVE, Lakeland, FL, 33809
$130,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $104,000 | $104,000 | $104,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
| Monthly Tax Payment | $30 | $30 | $30 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $709 | $691 | $892 |
| Total Monthly Payment | $814 | $796 | $997 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388