34 Silversides STREET, Lake Wales, FL, 33898 | $180,000

This park model 2/1 home comes partially furnished and is located in the 55+ community of Saddlebag Lake Resort, where you own the land - no more paying lot rent! Upon entering the home, you'll notice the loving care that has gone into maintaining this winter retreat. You'll love the well-appointed kitchen, and the adjacent dining room has built-in cabinets providing extra storage. The bathroom was nicely remodeled and has a shower stall. The guest bedroom is large enough to be used as a multi-purpose room. There's also an inside laundry closet, complete with washer and NEW dryer. Other updates include all new windows (4 yrs. ), new 3-ton HVAC (2022), new range, refrigerator and water heater (2021-22), and the home has been rewired. The electric bill averages only $85/month! Outside you'll find a walkway that leads to a shed, a patio with a grill that stays for the new owner, plus a screened-porch retreat at the back of the home. You'll have no rear neighbors here, as the home backs to a greenway. The low HOA includes your water, sewer and trash pickup. Of course, you'll also have use of all the amenities the resort has to offer, including a sparkling community pool, screen-enclosed hot tub, shuffleboard courts, horseshoe pits, tennis and pickle ball courts, fitness center, recreation room, a staffed library, a beach house with a full kitchen that you can reserve at no cost for private parties, and a dog park, not to mention boating and fishing on Saddlebag Lake, a great fishing lake. There's also a clubhouse where you can participate in planned activities and get to know your neighbors. What are you waiting for, you don't want this one to get away! Call now for your private tour and start living the good life!

Features

  • Amenities: Clubhouse, Fitness Center, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Laundry Closet
  • Year Built: 1984
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 970
  • Acreage: 0.09
  • Est. Taxes: $939
  • HOA Fee: $680 Quarterly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dryer, Range, Refrigerator
  • MLS#: K4902626
  • Days on Market: 88 days
  • Website: https://www.raveis.com
    /prop/K4902626/34silversidesstreet_lakewales_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 3:30:11 AM)
Listing courtesy of BENDER REALTY, LLC   Phone: 863-223-8708

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NMLS Mortgage Loan Originator ID 16953

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Melissa.Cohn@raveis.com

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34 Silversides STREET, Lake Wales, FL, 33898

$180,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $144,000 $144,000 $144,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $78 $78 $78
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $970 $957 $1,214
Total Monthly Payment $1,123 $1,110 $1,367

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.