One or more photo(s) has been virtually staged. A Rare find! A large (almost 2, 800 sq ft. ) immaculate home with an OVERSIZED Pool on an OVERSIZED corner lot. It has an IN-LAW suite with its own entrance and a separate driveway. Thanks to the fully paid-off Solar panels, you can enjoy enormous energy savings: the current owner pays on average $25 each month!!! NO HOA, NO CDD, NO Short-Term-Rental Restrictions, which provides an amazing Airbnb investment potential. Approaching the house one is drawn in by the immaculate landscape and well-established palm trees, a true Florida stable and even two(!) driveways. Walking inside, you will be greeted by an abundance of natural light, vaulted ceilings, space and a perfect mix of modern luxury with a rustic feel. The open-concept design is accented by the exceptional, remodeled kitchen, with ample cabinet space, new granite countertops, all stainless steel appliances, wine rack and even a breakfast bar.
Enjoy true Florida living thanks to your very own, fully screened-in, large (33' x 14') POOL - with brand new (2024) multi-colored lights! The pool has been freshly resurfaced in 2024 and comes with a newer pool pump (2020) as well as a fresh pool filter (2022). This home is perfect for luxury, living, comfort, style entertainment and relaxation in your own private oasis.
The new owner can enjoy great peace of mind, thanks to numerous upgrades from recent years: new gutters (2024); new entrance doors (2024), new floors (2024) in the bedrooms, a newer roof (2018), fresh hot water tank (2020), and a comprehensive whole-house water filtration and softening system (2020) and finally a newer (2022) HVAC system with UV technology in the main building! Solar panels installed in 2020 and cost over $40, 000. The home also offers its own well as well as a sprinkler system. This home offers a private entrance to a mother-in-law suite, which offers their own bedroom, bathroom and even living room making it a perfect place for your out-of-town guests or multigenerational living.
Nestled in the highly desirable Palm Harbor neighborhood, this home offers convenient access to all the best attractions, shopping, and dining options Palm Coast has to offer. The charming European Village is just a 7-minute drive away, and you're only 12 minutes from the pristine beaches, where you can enjoy over 19 miles of uncrowded coastline. Palm Coast is a paradise for outdoor enthusiasts, boasting 125 miles of hiking and biking trails, 15 beautiful parks, world-class golfing and tennis facilities, as well as excellent fishing and boating opportunities. Plus, you’re just a short drive from the historic city of St. Augustine and the world-renowned Daytona Beach. Enjoy the best of Florida living in this perfect location!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $355,920 | $355,920 | $355,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $381 | $381 | $381 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,163 | $2,163 | $2,813 |
Total Monthly Payment | $2,619 | $2,619 | $3,269 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.