THIS HOME IS A GEM!! Located in the desirable Heritage Landing, it has been extremely well-maintained and feels so FRESH and CLEAN! Featuring an upgraded kitchen with soft-close cabinets, newer picture windows with custom blinds, upgraded fixtures, and appliances, lush landscaping with fruit trees (avocados, lemons, oranges, grapefruit, and figs), a fully fenced yard, a new paver driveway and extended patio ($25k upgrade!), and SO MUCH MORE! Fresh exterior paint, a newer roof (2019), HVAC (2018), and water softener system (2023), PLUS a hot tub included with a new control panel! You'll love the peace and quiet offered by this cul-de-sac home while enjoying your favorite beverage on your covered lanai. Heritage Landing offers 2 pools, new pickleball courts, tennis courts, volleyball, basketball, nature trails, community events including Food Truck Fridays, all A-rated schools, and is just a short drive to the beach, historic St. Augustine, the new town center, and Jacksonville!
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $367 | $367 | $367 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,114 | $2,084 | $2,750 |
Total Monthly Payment | $2,556 | $2,526 | $3,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.